The Climate-Ready Deal Framework (CRDF)™ is a published, transparent methodology for turning climate risk into a commercial real estate underwriting decision. It tracks twelve climate-financial anchor signals — insurance repricing, credit and mortgage markets, capital allocation, the valuation gap, acute hazard, chronic stress, water, disclosure regimes, codes and zoning, migration, public finance, and resilience economics — each classified as leading or lagging and each on its own update cadence. Two free Excel workbooks put it to work.
The CRDF Signal Tracker™ is a sourced intelligence log: you record what you're seeing in a market against the twelve anchor signals, scored Green, Yellow or Red, with a confidence rating and a citation behind every entry.
The CRDF Deal Stress Test™ applies those signals to one deal through a ten-step process — weighting each anchor signal by asset class, geography and hold period, modeling the effect on insurance escalation, utility costs, climate capex reserve and exit cap rate, then producing traditional-versus-climate-adjusted underwriting and a composite score banded Durable, Watch or Stressed.
Both are blank templates. No deal data, no signup, yours to populate.
CRDF Signal Tracker™ (.xlsx) — Log market observations against the twelve anchor signals. Score, date, confidence, and source on every row, so your read on a market is traceable rather than remembered.
CRDF Deal Stress Test™ (.xlsx) — Run one asset through the ten-step process. Enter your own pro forma assumptions and get climate-adjusted underwriting, the delta against your traditional case, and a composite score with a confidence index.
An example deal:
